ROCKFORD, IL – Republican candidate for Governor Kirk Dillard joined State Sen. Dave Syverson (R-Rockford) in announcing legislation that would require state Constitutional Officers and state lawmakers to carry the same standard health insurance benefits that citizens are now required to carry under Obamacare.
"Far too often, legislators pass laws effecting everyone else, but then exempt themselves," Dillard said. "Most citizens believe that their elected officials should play by the same rules as they are required to. This has never been more evident than when you talk to people about Obamacare."
Obamacare exempts certain classes of people from its requirements, in effect creating separate classes of insurance coverage. "Governor Quinn and the Democrat legislature created the Illinois Health Insurance exchange,” Dillard said. “If they truly believe this is the best health plan for the citizens of Illinois, then they should be willing to be covered under the same health plan.”
Syverson agreed, and stated, “if this is the law of the land, then we should not be above that law”. Syverson further noted that not enough has been said about the limits of the ObamaCare plans. "While proponents of Obamacare have focused on getting people covered, many of those who are signing up are just now discovering how limited their coverage truly is.”
The Affordable Care Act defines four new types of health insurance plans for individuals and families that are ranked from the most expensive out-of-pocket costs for consumers to the least expensive: Bronze, Silver, Gold, and Platinum. All of these plans offer the same minimum level of benefits.
The “Benchmark” plan -- the plan subsidies are based on -- is the Silver Plan. This plan is touted as the best coverage available for Illinois citizens. It is the benefits of the “Silver” plan that this legislation would require elected officials to carry.
Under ObamaCare, the “Benchmark” Silver plan, individuals will have a $3,000 deductible per person. This plan will also require co-pays to see a physician, to use the emergency room, to be admitted into a hospital, and to have surgery. It would also require prescription drug co-pays of $50 per month and per drug if it's a preferred brand name. The non-preferred co-pay is $100 a month per drug.
In addition, the insured individual under the Silver plan is required to pay 20% of all costs until the insured person reaches the annual out-of-pocket limit of $6,350 for an individual or $12,700 for a family. These costs do not include the premiums, which are an addition to these costs.
“While some elected officials feel that having out of pocket limits this high would hurt them financially, it’s no worse than what the people they represent would be affected by,” Dillard emphasized. He concluded by saying, “We also believe all of our Congressional Representatives who passed this law should be required to have the same benefit package as they are requiring their citizens to carry. This is about fairness, leading by example, and showing the public that their elected officials are not above the laws they pass.”